Lifestyle & Trends - Money & Finance

Thirteen smart financial steps to take in 2013

Many Americans dutifully make New Year's Resolutions, but unfortunately most get broken or forgotten before too long. So let's not call these "New Year's Financial Resolutions." Instead, here are 13 smart financial steps that you can take to help get and keep your finances on track in 2013.

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How to be the buyer every seller wants to deal with

If you're shopping for a home this spring and summer, chances are you'll face increased competition from other buyers. So how do you ensure you not only land the home of your dreams, but get the best possible price from the seller and the best possible mortgage deal from your lender? By becoming the buyer every homeowner wants to sell to - a financially stable, credit-worthy, pre-approved purchaser.

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Got student debt? How your credit affects more than just borrowing power

If you're a recent college graduate, chances are you left school with more than just a diploma. You're probably carrying debt, as well. You may already know how debt affects your future borrowing power, but it's important to also understand how credit impacts other areas of your financial life, as well - such as how easily you'll be able to rent an apartment when you leave home.

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Solid retirement planning a must for Generations X and Y

When it comes to making plans for retirement years, today's younger workers are struggling to make heads or tails of all the resources and products available to them through work and personal investments. Such lack of financial acumen is a challenge for young adults who face a challenging job market as many continue to struggle paying back student loans and establishing both short and long term savings while balancing the needs of their growing families.

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Protect your information during the tax-season identity theft boom

Tax season can be stressful, and each year people scramble to send in their tax returns, right down to the deadline. But for those who do a little preparation and avoid procrastinating, it can be significantly less tense. However, whether you're a last-minute rusher or an ahead-of-the-game planner, you need to take steps to protect your identity during tax time, or you could be facing the greatest stress of all.

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